“I want to pay less for my home insurance”
We all know there are times in life when things don’t go to plan. Even a simple thing, such as a burst pipe and the damage it causes can have a big impact financially. Thankfully, for unexpected events like this most of us already have an insurance policy in place to help at these times.
However, many people stay with the same provider for years and this may not result in the most competitive premium available. At Gregory Law FP we can review your current policy and compare to products from a range of providers with the aim to save you money each month. Our advisors have years of experience and their recommendations are tailored to suit your current needs. If you have never had home insurance before you can talk personally with an advisor to help guide you through different types of insurance and their suitability to you.
Home insurance covers events that may or may not happen, such as accident, fire or theft, as opposed to life assurance, which covers an event that will definitely happen sooner or later, such as retirement or death.
Different Types of Home Insurance Include:
These are generally the things you brought with you when you moved in to your property and of course any additional items you have added.
As the name suggests, the building and also the majority of fixed items such as doors, windows and sinks. Additional features such as accidental damage, specified item cover, possessions away from the home and also legal expense cover can be added to your policy. You should take time to consider your options and tailor your policy to your own specific needs.
The aim of taking out any insurance policy is to compensate you following a loss so that you are, in general, as well off – but no better off – than you were before the loss occurred. Many policies offer “new for old” on the replacement of items but you should always check levels of cover on your individual policy. If you are renting don’t always assume the landlords insurance would cover the replacement of your personal belongings in the event of an incident happening. For landlords we can also arrange insurance for let properties and your buildings and also contents
For more information regarding Home Insurance please call us on (024) 76 717 564 click the button below to contact us:
Please Note: Gregory Law Financial Planning Ltd acts as a credit broker not a lender